Frequently asked questions
Quick answers about sponsorship, SACCO capital projects, savings, and FarmPawa on the web.
What is FarmPawa?
FarmPawa connects people with agricultural projects in Uganda. You can save in UGX, sponsor identifiable farm assets, and follow structured updates—not farmer chat inside the sponsor app.
Is this financial advice?
No. FarmPawa does not provide personalised financial advice. Sponsorships are arrangements tied to specific assets or programmes. Outcomes depend on crops, markets, and project terms. Always read disclosures in the app.
How do I add money?
Wallet top-ups use channels such as MTN Mobile Money and Airtel Money in UGX, subject to product rules in the app.
What can I do in this web app?
Sign up, manage your wallet, browse sponsorship opportunities, and follow ledger-style history—aligned with how FarmPawa is rolling out on web and mobile.
Where can I get help?
Use in-app support when you’re signed in. You can also email support@farmpawa.com or visit the Contact page.
SACCO capital projects
Common questions before committing to a SACCO financing round. Return rates and minimums are set per project—check each listing for its specific terms.
What is a SACCO capital project?
A SACCO capital project raises pooled sponsor funds that FarmPawa deploys to a partner SACCO—such as EMURIA-YOK Farmers' SACCO—to support lending and other approved income-generating operations. The SACCO uses the funds to serve its members while generating returns that support investor payouts.
How much can I invest?
Minimum amounts vary by project and are shown on each listing. Many SACCO programmes start from UGX 500,000.
What return do investors receive?
Investors receive a fixed return per annum according to the terms published on each project page. The rate is agreed for that specific programme before you commit—not a single platform-wide figure.
How is the investor return generated?
FarmPawa deploys investor funds to partner SACCOs under financing arrangements that generate returns above the investor rate. That spread allows FarmPawa to pay sponsors their agreed return while covering project administration, monitoring, and operational costs.
Why doesn't FarmPawa just pay investors the full amount earned from the SACCO?
FarmPawa is responsible for sourcing opportunities, conducting due diligence, monitoring projects, managing collections, handling investor administration, and maintaining operational reserves. A portion of the returns generated supports these activities and the sustainability of the platform.
Is my money being loaned directly to SACCO members?
No. Investors participate through FarmPawa. FarmPawa deploys capital to the SACCO, and the SACCO manages lending to its members according to its internal policies and procedures.
When do I start earning returns?
Returns begin according to the project start date and investment terms once funds have been deployed—not necessarily on the day you contribute.
Can I withdraw my money before the project ends?
This investment is intended to be held for the full project period. Early withdrawal options may not be available unless specifically stated in the project terms.
What are the risks involved?
All investments carry risk. Risks may include delayed repayments, operational challenges, economic conditions, or lower-than-expected performance of financed activities.
How does FarmPawa select SACCO partners?
FarmPawa reviews the SACCO's operations, leadership, intended use of funds, and ability to manage financed activities before listing a project on the platform.
How will I know what is happening with the project?
Investors receive updates through FarmPawa on project progress, deployment activities, and key developments during the investment period.
What happens when the investment period ends?
At the end of the investment period, investors receive their capital together with the returns earned according to the project terms.
Why invest through a SACCO project?
SACCOs provide access to multiple economic activities through a single institution. This allows funds to support a broad member base engaged in agriculture, trade, education, and other productive activities.
Is FarmPawa a SACCO?
No. FarmPawa is a platform that connects investors to carefully selected opportunities, including SACCO financing projects, savings products, and agricultural projects.
What makes this different from saving money in a bank account?
Bank savings are designed primarily for capital preservation and liquidity. A SACCO capital project is an investment opportunity where funds are deployed into productive economic activities with the objective of generating higher returns, but with investment-related risks.
More detail on the homepage sections: How it works.